Financing

Three ways to pay, kept separate on purpose.

Two of these fund your Axelis programme fee. The third funds your tuition and living costs abroad. They are different products from different providers, and we do not mix them.

Live now

Card EMI

For the Axelis programme fee

Convert your programme fee into monthly instalments on your existing credit card at checkout. Nothing to apply for and no new credit line.

Available on programmes priced ₹10,000 and above
Tenures of 6, 9, 12, 18, 24 months where your card issuer supports them
Processed by Cashfree and Razorpay, both PCI-DSS compliant
Your bank sets the interest rate, so the final instalment is fixed by your card issuer

See programmes

In progress

Merchant EMI

For the Axelis programme fee

A lender funds your programme fee directly and you repay them monthly. No credit card needed, and eligibility is assessed by the lender rather than by your card limit.

We are onboarding with multiple NBFC lenders for this
Eligibility, rate and tenure are set by the lender, not by Axelis
Approval is theirs alone and Axelis has no influence over the decision
We will publish each partner here once they are genuinely live

Ask us where this stands

Via partners

Study loans

For university tuition and living costs abroad

A separate product entirely. These fund what you pay your university and what you live on, not the Axelis fee. We introduce you to specialist education lenders and help you compare offers.

Specialist education NBFCs and international lenders
Secured and unsecured options depending on your profile and collateral
We help you assemble the file and compare the offers you receive
Axelis receives no part of your loan and does not lend

Talk to a counsellor

What we will not tell you

That any of this is no-cost. Where interest applies, it applies. If a genuine no-cost offer ever exists here, it will name the lender funding the subvention.
That approval is assured. Credit decisions belong to the lender or your card issuer. Axelis has no influence over them and no Axelis employee may suggest otherwise.
That a loan is part of our fee. Study loans fund your university, not us. We receive no part of your loan and take no commission that changes what you repay.

Card EMI on 6, 9, 12, 18 and 24-month tenures through Razorpay and Cashfree, where your card issuer supports it. Lender partners are named here only once they are live, not while onboarding is in progress.

If you cancel an EMI-financed enrolment, your refund is routed to the financing partner rather than to you, because they paid us on your behalf. Your obligation to them continues under their agreement until they apply the credit. This is set out in full in the Cancellation & Refund Policy.

Why you can check us

Three independent bodies have assessed how we work. The certificates are on file and a counsellor will show you the references on the call.

DPIIT recognised

DIPP158553

British Council trained

UK Agent & Counsellor

AIRC certified

US recruitment standard

Written refund terms

Refund conditions are set out in your engagement letter before you pay, not after.

Payments via Razorpay & Cashfree

PCI-DSS compliant gateways. We never see or store your card details.

Verifiable certificates

Every certificate carries a unique ID that anyone can check against our register at overseeducation.com/verify.

Axelis Overseas Education Pvt Ltd, incorporated 18 July 2023. CIN U85500CT2023PTC014913, on the Ministry of Corporate Affairs register. Corporate office Bengaluru, registered office Bilaspur.